Punting Obamacare

Republican Lamar Alexander and Democrat Patty Murray have tried throughout most of this year to reach a bipartisan support on “fixing” Obamacare, without much success. The problem is pretty clear. Democrats want socialized medicine run by the federal government. Republicans want the insurance companies to run it, with the ability to buy it across state lines, and if the truth be told, would love for you and me to be able to sue our insurance companies if we didn’t agree with their archaic payment process. The gap between the two parties seems huge.

Yet, Donald Trump says he’d back it, at least a part of it, as long as it doesn’t make the insurance companies richer.

That’s one reason why Trump decided to stop the subsidized payments to the insurance companies taking part in Obamacare. They are making a fortune from the federal government, and frankly, it’s bankrupting the nation, and Obamacare itself.

Under Alexander and Murray’s “plan”, there would be a two-year hiatus in trying to “repeal and replace” Obamacare in which time the subsidies would resume. That would enable Congress to come up with something that would be able to pass both chambers, and still save the consumer money without bankrupting the country. There are some other things involved that benefit the Republicans, but they are minor. Basically the GOP gets the ability to issue block grants to the states so they have a greater freedom in deciding how the money is being spent. While that’s nice, it’s just a dirty bone thrown to an old dog. It doesn’t fix anything. Nor is it intended to.

Trump is actually right in telling the world we shouldn’t be subsidizing insurance companies through Obamacare. If they can’t make a profit through that plan, we need to find a plan that they can without government subsidies. Obamacare obviously isn’t the answer. You want to take the 2 million poor, sick folks that don’t have insurance and can’t afford insurance and give them a policy paid for by the government, I don’t have a problem with that. Isn’t that what Medicaid is for? We’ve already got that! You don’t need Obamacare for that. All that does is rob from the rich and give to the poor, along with all of our tax dollars. That’s the wrong approach.

If you want to get smart about healthcare insurance it’s easy. You have the insurance companies sell it to individuals (not through employers), and you have them sell it like you’re buying any other type of insurance out there. Buy it like car insurance, homeowners insurance, life insurance, etc. Why do we have this fascination with healthcare insurance that has to be stuck to an employer to pay for? That makes about as much sense as a having a candy bar company make automobiles. It’s simply a stupid move.

No, Murray and Alexander’s plan, while raising some hope won’t get very far. It has enraged the GOP in the House, and there are a lot of skeptical GOP Senators in the upper chamber. You dump bad bills…just like the Iran Nuclear Deal was a bad deal, you kill it. You get rid of it. Then you write a bill that actually makes sense. Socialism doesn’t work. It has never worked, and it will never work because the left always runs out of other people’s money.

Carry on world…you’re dismissed!

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Obamacare Checks In To ICU

Obamacare is a mess. Even it’s most strident supporters (which would be Nancy Pelosi and Harry Reid) admit it needs to be “fixed”. Now, their idea of “fixed” is to throw much more money at it, and make America a single-payer healthcare system. That’s not the way to go. Donald Trump knows this and so he did what his predecessor did yesterday. He took his executive order pen and basically re-wrote the rules himself. He told Health & Human Services, Treasury, and Labor Secretaries to roll out plans they have been working on for months. It’s not foolproof, and it’s not bulletproof, but it does look like it puts a stinging blow into that abortion known as Obamacare!

And it has Xavier Bacerra, California’s Attorney General in a panty wad twist of epic proportions!

Of course there will be lawsuits. The 9th Circus of Appeals will deny the changes, and the Supreme Court will have to weigh in. Given that they have already said forcing Americans to buy healthcare insurance as a “tax” (after the Obama administration argued profusely that it wasn’t a tax), means they most assuredly will go along with Trump.

The plan allows smaller businesses to buy across state lines, insuring competition, and something that probably should have been done years ago. It won’t exclude any workers from the plan, can’t charge them more, and the pre-existing condition clause stays. It really said nothing about the individual market, which is really one of the weak spots of Obamacare. Well, ok…mostly 99% of the bill is weak. But you get the idea.

The other thing that came out late yesterday was that Donald Trump is going to stop paying subsidies to the insurance companies. This will more than likely be the death blow to an already critically ill plan. Insurance companies exist on profits. Obamacare pretty much insures that they aren’t going to make them, telling companies that they have to cover everyone regardless how sick they are and that they really can’t charge the sick folks more. That is what prompted the insurance companies to bolt from this monstrous plan in the first place. Without the federal government subsidizing the companies, I doubt there will be anybody left to buy insurance from. At least on the individual market.

The whole Trump ordeal came about because frankly, Congress has no balls to make a decision on their own. People like John McCain, who puts politics in front of lives (I wonder what would have happened if America would have done that to him when he was in a POW camp in Vietnam?), don’t deserve to be in the decision making process at all. What is very encouraging is that Rand Paul, who has been against EVERYTHING Congress has proposed so far, agreed with the Trump plan and supports it.

So, we enter a new realm of healthcare insurance. No, it’s not what I have suggested in the past, but it is a step in the right direction. When people in DC start thinking right, and start allowing us to buy healthcare like we buy every other form of insurance, then we will be on to something! Until then…it’s just a band aid solution to a terrible bill.

Carry on world…you’re dismissed!

New Numbers Show Obamacare’s Failure

Most sane people would tell you that Obamacare has been a giant costly flop. It’s probably been the worst bill to ever come out of congress and be signed by a president. It certainly has been more costly. Only one other bill can I recall ever having been passed (and actually it was a Constitutional Amendment), that was worse and that was Prohibition.

So, you listen to the likes of Chuck Schumer and Nancy Pelosi who worked long and hard to get Obamacare passed, and you can’t stomach the fact that some 22 million Americans are going to “lose” their healthcare insurance if the Obamacare bill is repealed. Well, let’s do a quick fact check here because it’s not nearly as popular as some would have you believe. In fact, a recent Gallup poll said that some 56% of Americans actually LIKED Obamacare, and wanted it to stay around. That is what was reported. Actually what was stated in the actual survey was 56% like some PORTION of Obamacare, and it was either the Pre-Existing Conditions Clause, or the 25 year old living in the basement clause that they wanted to keep.

In reality…and what Democrats and liberal snowflakes do not want you to understand is, that of the 22 million Americans that would lose their healthcare insurance, 15 million according to Rasmussen, would drop their healthcare insurance if it was legal to do so. On top of that, you have 6.5 million people that have chosen to actually pay the fine rather than take the insurance. That’s 21.5 million people. Now, granted, 6.5 million of those folks don’t have insurance right now and obviously don’t want it. But that leaves 7 million people that have it that wouldn’t drop it. Most of those 7 million are on Medicaid and are getting it for free, even though they make enough money to pay for healthcare out of their own pocket. There is a total of 2 million people out there that need Obamacare insurance because they don’t have anything else to go to, and are sick, and have pre-existing conditions, and/or are 25 or younger living in their parents basement and are unemployed.

That means that we have totally upended the healthcare insurance market for 2 million people. And at last count there were 332 million of us in the country. That equates to spending $1.3 Trillion on 0.6% of the population.

My question to you is…is that fair to the other 99.4% that have to foot the bill?

The obvious answer is no, it’s not fair. And it’s not right. Meanwhile, congress continues to slog their way through possible “compromises” that would get Democrats on board. You can read that to mean, maintain socialized medicine.

Congress needs to get some manhood, belly up to the bar and do what they promised the American people they’d do for the past eight years and get rid of this expensive, over-blown, and counter-productive law, and get back to a market-driven insurance industry that we once had. Anything less is criminal and those that are responsible should be held accountable and thrown in jail!

Carry on world…you’re dismissed!

Who Is REALLY Stepping In Doo Doo?

The interesting thing about the failure to repeal Obamacare is that the GOP is seen (and actually it’s Senator John McCain) as the villain. In reality, the Democrats are the ones at fault here, because they passed this monstrous abortion in the first place, without any Republican help. It’s really on their backs. The mere fact that the bill is collapsing under its own weight is something the Dems aren’t talking about. All they talk about is the “millions of people that will lose health care”, not mentioning that it’s because of their inane inabilities to coddle together a cogent healthcare bill that caused the mess in the first place.

Now, Lamar Alexander of Tennessee (R) and Patty Murray of Washington (D) are proposing a bi-partisan bill that would help pay the insurance companies to stabilize the markets, while allowing the companies not to raise rates. Let’s call this for arguments’ sake, “Obamacare Lite” shall we?

It is still socialized medicine. The only real difference that is out there that I can see is that in exchange for the bailout of the insurance companies (I guess THEY are too big to fail too???), the GOP is hoping to get the states the ability to decide what stuff should be covered and what stuff shouldn’t be covered. That goes a long way toward solving a lot of Obamacare’s problems, but it’s still socialized medicine. That’s the part you have to understand. Nobody in DC is talking about letting the individual marketplace solve this issue anymore. That’s really what needs to be done. And that’s why everybody elected Republicans in the first place. Socialized medicine (yes, even in Canada and England) doesn’t work. Well, it does if you don’t mind waiting 8 months to have a hang nail trimmed. If you need cancer treatment and you’re over 50, good luck! You are given medication to make you comfortable until you die. There isn’t a socialized medicine country in the world with a better medical system than what we had before Obamacare. Why would we worsen what we had?

If you’re going to save Obamacare, you have to do a few things…and this is yes…saving socialized medicine. First of all, you have to be able to buy across state lines. Second, you have to be able to sue your insurer if you are denied coverage for something and you should be covered for it. Third, you don’t have to include in your coverage stupid stuff like pregnancy coverage if you’re menopausal, or if you’re a guy. Fourth, you want to keep the pre-existing condition clause, fine. That IS going to cost you, but fine. It is cited often enough as the top reason to keep Obamacare. And finally, you have to get rid of the individual and employer mandates. You want to revamp the insurance industry, I don’t have a problem. But when you start mandating that every single American HAS to buy insurance, you’re crossing a line in the sand. And the results have been obvious.

Obamacare failed because it sucked. If you want a bill that doesn’t suck, you need to do a better job writing it in the first place. The Democrats in Congress are responsible for this mess, and they should be the ones to fix it. That’s not going to happen, so the GOP needs to do what they can do short term (between now and January 2019) and then run on getting those eight additional seats so they can totally eliminate it in the future!

Carry on world…you’re dismissed!

Rand Paul Has A Point!

I think on most issues, Rand Paul makes a good argument. Oh, I don’t subscribe to the whole libertarian view on everything…like as long as you’re not hurting other human beings you should be allowed to do what you want to do. That’s going too far, but I do believe he’s got his finger on the pulse when it comes to healthcare. After all, the guy IS an eye surgeon.

So when Rand Paul jumped on board the repeal (and not replace) of Obamacare this past Tuesday in the procedural vote in the Senate, I was happy to see it. He has the statistics to back it up too. He wrote a very nice piece in Breitbart that you probably should go and read. Basically it says that individual healthcare insurance rates have doubled since Obamacare came into effect. We’ve lost almost a million jobs because of Obamacare…because of the fact if an employer hires more than 50 people, he/she has to provide healthcare, and a lot of smaller companies just stopped hiring at 49, or moved people to part-time status so they wouldn’t have to worry about providing healthcare. We have wasted a trillion dollars on something that just doesn’t work, and as he points out, in his state of Kentucky, people making less than $25,000 a year are paying fines to the federal government because they can’t afford the Obamacare premiums.

Here in the desert, we have one choice this year for Obamacare. It’s hugely expensive, and in order to find a doctor, we’d have to drive about an hour away. Going to a hospital is rougher. That’s about a 90 minute drive to find one that would take the crappy insurance that’s being offered. And I’ve heard from a couple of sources that we may not even have that choice next year. And they call this “affordable care”?

Paul is right when he says you need to repeal Obamacare period. We need to open up the market to make it more competitive and drive prices down, not less competitive as Obamacare does. When you are able to cross state lines to buy insurance, you are able to choose from a wider range of carriers and a wider range of plans. When you take idiotic additions to policies off the table like making men buy pregnancy insurance, you are going to lower the costs. And you can still keep the one or two good things Obamacare does.

You can still keep the exemption on pre-existing conditions, which was totally unfair to begin with. If I changed jobs, and had a pre-existing condition, it was covered. If I went to an individual policy, it’s not. What’s the sense in that? And you can still keep under 26 year old living in the basement clause. That’s fine too. What’s not fine is to saddle the American public with a plan so riddled with holes and so expensive it doesn’t do anything that it set out to do. It was itself an abortion from the word go!

Rand Paul is right. Obamacare needs to be taken out back and shot. Today.

Carry on world…you’re dismissed.

McCain Is NO HERO!

I must say today that I am disappointed in John McCain. And I must also apologize to the rest of the country for the behavior of the senior senator from my state. He is no hero. Not after the stunt he pulled Thursday night by casting the deciding vote to kill what was known as the “skinny repeal” of Obamacare. It would have gone a long way toward fixing our healthcare system that is incredibly broken because of Obamacare. Now, we languish. Now, we as Americans suffer. In fact, our fate is worse than socialized medicine, and we have all but accepted the fact that in a relatively short time, we will have socialized medicine. The left has won. The right has no cajones, and has no right to call themselves the majority in congress.

I am saddened today because John McCain, who made such a triumphant return to the floor of the Senate after his diagnosis of brain cancer, couldn’t come up with a better explanation for his about face on repeal. To be honest, “bipartisanship” is an outdated reason that doesn’t exist anymore. Are you telling me that Democrats have any desire to be “bipartisan”? The answer is a resounding “NO!” And so, this former POW that is now on death’s door, couldn’t go along with his party, and what the people in Arizona wanted him to do. Instead he had to be the lone cowboy to bury healthcare reform once and for all. And he wonders why he couldn’t beat Barack Obama for the White House?

The Republican party pretty much stood up and was counted for the skinny repeal measure. Only Susan Collins, Lisa Murkowski, and McCain were standing in the way. And while I sincerely doubt McCain could get reelected out here if he were to run again, Murkowski and Collins will have a difficult time when they have to run again up the road. I think one is up for reelection in 2020 and the other in 2024, but I’m not certain on that.

Instead, the GOP has come away with seven months of work and have nothing to show for it. And what happens to Obamacare? It will die on its own accord. It will become bloated and top heavy, and will take too much money to fix, and will fall apart. And now the Republicans will be to blame for it. They had the chance to fix this, and they blew it. They had the chance to at the very least do away with the medical device tax, the employer mandate, and the individual mandate that would have toppled the rest of the bill on its own. Instead, the squandered an opportunity, and have shown not just the nation, but the world why America is losing its position as a world power. We can’t do the right thing anymore. Instead, we are bound and determined to be like Europe. And it’s sad to see this great country felled by a doddering old fool.

So, I apologize America. I apologize for this idiot that couldn’t vote the right way on this, and for not voting for the worst reason possible. Where was the “bipartisanship” when the left passed this without including the Republicans at all in any discussion, in any vote, in anything? Why do they deserve bipartisanship now? Sad…truly sad!

Carry on world…we are all dismissed!

Will It Actually HAPPEN?

Today is the day that the United States Senate is SUPPOSED to take an up or down vote on repealing Obamacare. Notice I didn’t say, “repealing and replacing”. That’s because that part of the whole shebang is dead for now. Mitch McConnell has decided to try a straight repeal as a last ditch effort, put it off for two years while the Republicans write a new “replacement” bill, and then hopefully gain eight seats in the 2018 midterm elections. At least that’s the plan.

While I am fully in favor of the repealing part, I’m totally against the replacing part. There is no need to replace. It’s socialism. You don’t need socialized medicine in this country. Before Bobo The Clown decided to push this through eight years ago, and did so with no GOP support and a lot of deal making, there were folks that were uninsured and probably wanted insurance but couldn’t get it. Either they couldn’t afford it, or they had pre-existing conditions that hurt their chances of getting help. I get that. But the Democrats’ way of helping these three million people was to make three hundred and twenty five million people suffer. Where in the hell is the logic in that?

So, we have lived through seven years of this stuff…and everything that I have said would happen is indeed happening. I said way back when that Obamacare couldn’t survive on its own because it was too expensive and would eventually collapse under its own weight. That’s what is happening this year. Insurance companies are bailing faster than a leaky rowboat, and I don’t know about where you live, but here in the desert, there is ONE insurer to choose from. ONE plan to choose from. As I understand it (though I’m not 100% sure), back in my home state of Ohio, there are several counties where you don’t even have that…they are left with NO choice. No insurance company will take the individual marketplace risks.

What we need to do is go back to what we had before this humungous abortion became law. Then, if you want to reform healthcare, fine…do it responsibly, not the way the Dems did it or the way the Republicans are trying to do it. What you do is a) take away the state’s borders law that doesn’t allow sales across state lines. That makes the marketplace more competitive and will lower prices for all. Then you give the insured (that’s you and me) the ability to sue insurers if they fail to live up to their contracts (that is deny you coverage or drag their feet because they don’t want to pay a claim). Finally, if you want to keep the pre-existing condition clause, and the 25 year old in the basement clause, fine. Keep it. But do away with the fact that today, my wife needs to have insurance that covers any pregnancy even though she’s 60. In fact, I have to have that coverage as well (as a man!). How stupid can you get?

It’s time Washington stopped playing games. Will they do it? Last time I looked, there were 48 votes for repealing Obamacare. And two of the biggest opposition votes were coming from Lisa Murkowski of Alaska, and Susan Collins of Maine. Both of these women voted to repeal Obamacare in 2015 when it had no chance of passing. So why are they voting against it now? You’d have to ask them! All I can say is, I hope the GOP decides to primary the hell out of both of them when they run again! Pray the GOP has the strength to finally do something right, instead of screwing up everything they touch!

Carry on world…you’re dismissed!